PEBA pays your claims and the Plan’s administrative expenses from this trust fund. From Charleston, Columbia, and Mount Pleasant or anywhere in between, explore these options to find the right plan for you. This policy is subject to various exclusions and limitations. You May Qualify for South Carolina Medicaid or Medicare-Medicaid Health Insurance! The South Carolina government has systematically dismantled public health infrastructure for over a decade – from reductions to the health budget to diluting a minority health program. Instead, employee premiums and employer contributions are held in a trust fund. Join the Molina family and receive the quality Health Care you deserve! eHealthInsurance works with South Carolina insurance providers that offer health insurance for individuals and families. TriTerm Medical Insurance, 2 underwritten by Golden Rule Insurance Company, is short term health insurance that offers coverage for preventive care, doctor office visits, and prescriptions. Apply once for insurance coverage terms that equal 33 months. Some people prefer to buy health insurance directly from an insurance company or through a broker. Kaiser Family Foundation. Around 100 clinics throughout the state provide health and medical care to patients. In addition, no individual will be denied coverage based on race, color, religion, national origin, sex, sexual orientation, marital status, personal appearance, political affiliation or source of income. Learn More. Those unexpected expenses can strain any budget. Bright Health Company of South Carolina (available through Healthcare.gov and the private market) Molina Healthcare of South Carolina, LLC (available through Healthcare.gov and the private market) BlueChoice Health Plan (available through the private market only) Small Group Market (All plans are sold strictly through the private market) Aetna Health Inc. Primary insured must be 18 years of age or older. (877) 552-4642. Attention: This website is operated by BlueCross BlueShield of South Carolina and is not the Health Insurance Marketplace® website at HealthCare.gov. But you still may have more insurance options in South Carolina than you think. The average cost of health insurance in South Carolina for a 40 year old is about $501 a month. Contact Your SHIP State Health Insurance Assistance Program (SHIP) Call: 1-800-868-9095: Website: Some plans are guaranteed issue, meaning your application won’t be turned down for preexisting conditions. Open enrollment for 2021 health plans will start on November 1, 2020, and will continue to December 15, 2020. We can help. THIS PLAN PROVIDES LIMITED BENEFITS. South Carolina exchange overview. This is $917 per person below the national average for health insurance coverage. Medicaid is South Carolina's aid program by which the federal and state governments share the cost of providing medical care for needy persons who have low income. No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or health disability. Obamacare and Off-Exchange plans. And, while enforcement of the federal tax penalty is not occurring in 2019, some states may impose a tax penalty if you do not have MEC coverage. How To Earn Your South Carolina Life & Health Insurance License About The South Carolina Life And Health Insurance License Selling life or health insurance in Columbia, Charleston, Mount Pleasant, Rock Hill, Greenville, Summerville, Sumter, Hilton Head, Florence, Spartanburg, Myrtle Beach, and other South Carolina cities can jump-start a fantastic career. Find group coverage options for employers: If you’re self-employed or without insurance from your employer – in other words, you’re looking for individual or family health insurance in South Carolina – you might be looking for Affordable Care Act insurance, what's often called Obamacare. Short Term health insurance is medically underwritten and does not cover preexisting conditions. Benefits paid regardless of other insurance, Money to pay costs not covered by major medical plans, like a deductible. Low-income South Carolinians have access to Medicaid through Healthy Connections, which includes a children’s health insurance program called Partners for Healthy Children. Open enrollment for 2021 health plans ran from November 1 through December 15, 2020. Need a Medicaid Plan? A temporary medical insurance plan like short term health insurance1 underwritten by Golden Rule Insurance Company may provide: TriTerm Medical Insurance,2 underwritten by Golden Rule Insurance Company, is short term health insurance that offers coverage for preventive care, doctor office visits, and prescriptions. South Carolina residents are required to have health insurance under the Affordable Care Act (also known as Obamacare). Healthy Connections provides health insurance plans for children who live in families with income at or below 208% of the Federal Poverty Level (FPL). South Carolina’s health insurance marketplace/exchange is run by the federal government, so residents use HealthCare.gov to shop for individual and family health plans. See South Carolina short term health insurance options. South Carolina’s Medicaid Program for Low-Income Adults and Children Medicaid is a public health insurance program funded by the state and federal government. Eligibility: A person who may qualify for the PHC program must: Be under 19 years of age; Be resident of South Carolina; Buying an Individual and Family Health Plan in South Carolina However, we want to make you aware of the whole range of individual and family insurance products we have available in your state. One in three Americans rely on Blue ® for their health care, and BlueCross BlueShield of South Carolina insures more than one million South Carolinians. Residents of South Carolina have a multitude of options for individuals and families to purchase a health care insurance plan under the Affordable Care Act. Our Individual and Family plans are affordable options that provide coverage for an entire calendar year. NO, Medicaid and Medicare are two different programs. The Student Health Insurance Plan through BlueCross BlueShield of South Carolina is considered a Gold Plan in the insurance marketplace. Lowest premiums for SHOP health insurance plans in each "metal" category; Enrollee Age Bronze Silver Gold Platinum; Enrollee Age up to 20 — $208.32: $239.89 — Enrollee Age 21 — $328.07: $377.79 — Enrollee Age 30 — $372.36: $428.79 — Enrollee Age 40 — $419.27: $482.81 — Enrollee Age 50 — $585.93: $674.73 — Enrollee Age 60 — $890.37: $1025.31 — Dental and vision insurance plans, underwritten by Golden Rule Insurance Company, have no age limit restrictions.6 They offer coverage for the dental and vision services many medical insurance plans don’t include. From Columbia to Charleston, Greenville to Myrtle Beach, explore these South Carolina health insurance options and more that may be available now. We offer a broad selection of Pre-existing conditions: The ACA mandates that you can’t be charged more for having a pre-existing condition. Sept 12, 2017. 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